US Business Accounts

A Global Account
Built for US Businesses

Open a USD virtual account for your US business and receive payments from anywhere in the world. Accept ACH transfers from US clients, SWIFT payments from Europe, and SEPA from the UK — all settled in one unified dashboard. Perfect for Web3 companies, SaaS businesses, and global freelancersbased in the United States.

KYB approved in 24 hours · No minimum balance · Multi-currency support

Everything Your US Business Needs to Go Global

One multi-currency account that replaces multiple banking relationships for US-based companies

USD Virtual Account

Get a dedicated US virtual account number with ACH routing details. US clients can pay you via ACH just like any local bank account.

SWIFT & SEPA Receiving

Receive international wire transfers via SWIFT from over 140 countries. SEPA support for European clients paying in EUR.

Multi-Currency Holdings

Hold USD, EUR, GBP, and other currencies in separate balances. Convert between currencies at competitive FX rates.

KYB & KYC Verified

Fully compliant US business accounts with KYB verification. Meet regulatory requirements for global payment collection.

Automated Invoicing

Create and send invoices in multiple currencies with automatic payment tracking. Your US clients pay in their preferred currency.

Team Access Controls

Add team members with role-based permissions. Your US finance team can manage payments, view reports, and handle operations.

Who Uses DogPay Global Accounts in the US

From solo freelancers to scaling SaaS companies — US businesses of every size use DogPay to collect payments globally

SaaS Companies Based in the US

  • Receive USD ACH payments from US enterprise customers
  • Collect EUR via SEPA from European subscribers
  • One dashboard to reconcile all global revenue streams
  • Reduce FX costs vs traditional US banks by up to 70%

Web3 & Blockchain Businesses

  • Bridge fiat revenue and crypto operations in one account
  • Receive client payments in fiat, convert to crypto for treasury
  • API access to automate global payment workflows
  • Built by a Web3-native team that understands your business

US Freelancers & Agencies

  • Give international clients local bank details in their currency
  • No more PayPal fees eating into your project margins
  • Invoice in EUR, GBP, or USD — clients pay like a local transfer
  • Faster settlement than traditional freelance payment platforms

US E-commerce & Marketplaces

  • Collect marketplace payouts in multiple currencies
  • Separate balances for each sales region (US, EU, UK)
  • Convert and withdraw to your main US business account
  • Real-time visibility into cross-border cash flow

Global Payment Networks Supported

Your US business can receive payments through every major global settlement network

ACH

US domestic transfers

SWIFT

International wires

SEPA

European transfers

FPS

UK instant payments

USDT / USDC

Stablecoin deposits

Wire

Same-day wires

FX

Multi-currency

QR Pay

Instant scan payments

Set Up Your Global Account in 4 Steps

1

Complete KYB

Submit your US business documents — EIN, incorporation docs, and beneficial ownership info. Most approvals within 24 hours.

2

Get Account Details

Receive your USD virtual account with ACH routing number, plus SWIFT and SEPA details for international payments.

3

Share with Clients

Send local bank details to clients in the US, Europe, UK, and beyond. They pay you like any local business.

4

Manage & Withdraw

Track all incoming payments in real-time. Convert currencies, withdraw to your US bank, or hold multi-currency balances.

Transparent Pricing for US Global Accounts

No hidden fees. No monthly minimums. Pay only for what you use.

Account Setup
$0

Free virtual account creation

Incoming ACH
$0

Free to receive USD ACH transfers

BUSINESS
Annual Membership
$199/yr

Includes KYT, API access, and priority support

Global Account Questions for US Businesses

Yes, DogPay global accounts require a US-registered business entity (LLC, Corp, etc.) with a valid EIN. Sole proprietors with a US tax ID may also qualify. The KYB process verifies your business legitimacy.

Absolutely. Your DogPay global account provides local receiving details in multiple currencies. European clients can send EUR via SEPA, UK clients via FPS, and international clients via SWIFT — all into your unified account.

Traditional US banks require physical branch visits, lengthy applications, and often reject non-resident or Web3 businesses. DogPay global accounts are virtual, KYB-approved in 24 hours, and designed for modern global businesses.

Yes, you can link any US bank account and withdraw via ACH. Withdrawals typically arrive within 1-2 business days. You can also hold funds in your DogPay account and use them for card payments or crypto conversions.

DogPay works with regulated banking partners to hold customer funds. While the virtual account itself operates under our platform, underlying funds are held with licensed financial institutions in compliance with applicable US regulations.

Yes, DogPay Business members can issue multiple virtual and physical cards with individual spending limits for team members. Perfect for US companies managing ad spend, software subscriptions, and travel expenses.

Open Your US Global Account Today

Stop losing international clients to payment friction. Give them local bank details and collect payments in any currency.

Start Application

No credit card required · Set up in under 5 minutes