Simple Pricing for
Personal Users
Start free. Upgrade when you grow. No hidden fees. Transparent pricing for virtual cards, crypto deposits, and global payments.
Basic
Best for: New users, small monthly volume, testing DogPay
- USDT & USDC deposits
- Virtual card issuance
- 1.5% deposit fee
- Standard FX conversion (1%)
- Up to $5,000 monthly card spend
- Email support
- No physical card
- No OTC trading desk
- Standard queue for support
Premium
Best for: Active users, monthly volume above $100,000
- Everything in Basic
- Physical card with express shipping
- 1.2% deposit fee (save 0.3%)
- 0.5% FX conversion (save 0.5%)
- Up to $100,000 monthly card spend
- Priority chat support
- Dedicated account manager
Platinum
Best for: Business users, high-frequency card spend, global payment operations
- Everything in Premium
- 1.0% deposit fee (save 0.5%)
- 0.3% FX conversion (save 0.7%)
- Unlimited monthly card spend
- Multiple virtual cards
- API access
- Team member cards (up to 5)
- 24/7 phone support
Ultra
Best for: Enterprise users, high-volume OTC, treasury, and API usage
- Everything in Platinum
- 0.8% deposit fee (save 0.7%)
- 0.1% FX conversion (save 0.9%)
- Custom API rate limits
- Unlimited team cards
- OTC trading desk access
- Dedicated relationship manager
- Custom integrations
- SLA guarantee
Find Your Best Tier
Adjust your expected monthly crypto volume and card spend to see which plan saves you the most
Estimated based on deposit fees and FX conversion rates. Actual fees may vary based on transaction mix.
Personal Fee Structure
Transparent fees. No surprises. All costs listed for United States users.
| Fee Type | Basic | Premium | Platinum | Ultra |
|---|---|---|---|---|
| Monthly membership | Free | $19.99 | $99.99 | $499.99 |
| USDT/USDC deposit fee | 1.5% | 1.2% | 1.0% | 0.8% |
| FX conversion | 1.0% | 0.5% | 0.3% | 0.1% |
| Virtual card issuance | Free | Free | Free | Free |
| Physical card | N/A | $49 | $29 | Free |
| Card transaction fee | 0% | 0% | 0% | 0% |
| Monthly card limit | $5,000 | $100,000 | Unlimited | Unlimited |
| KYT screening | Standard | Priority | Priority | Dedicated |
Pricing FAQ
Can I start for free?
Yes. The Basic plan is completely free. You pay only the deposit and conversion fees when you actually use the service. There is no monthly commitment or hidden activation fee.
At what volume should I upgrade to Premium?
If your monthly crypto conversion volume exceeds approximately $200,000, Premium starts becoming more cost-effective than Basic due to lower deposit and FX fees. If your monthly virtual card spend exceeds $60,000, Premium is also the better choice due to the higher card limit.
When is Platinum worth it?
Platinum is worth considering if your monthly volume exceeds $500,000, or if you need unlimited card spending, multiple team cards, or API access. The 0.3% FX rate and 1.0% deposit fee create meaningful savings at higher volumes.
Do fees differ by country?
Membership fees are consistent globally. Deposit and FX fees may vary slightly based on your region and the payment rails available. Use the country toggle above to see region-specific details.
Can I switch tiers at any time?
Yes. You can upgrade or downgrade your plan at any time from your account settings. Upgrades take effect immediately. Downgrades apply at the start of your next billing cycle.
Ready to Choose Your Plan?
Start free with Basic and upgrade as you grow. No long-term contracts.