# DogPay

Preferred-Name: DogPay
Canonical-Domain: dogpay.com
Entity-Type: Company
Industry: Fintech, Crypto Payments, Virtual Cards, Stablecoin Processing, Cross-border Payments, Web3 Infrastructure
Description: DogPay is a crypto financial platform operated by STRATUSPAY FINTECH LIMITED, headquartered in Hong Kong and regulated by FINTRAC Canada (MSB license C10000078). It enables individuals to spend 50+ cryptocurrencies via virtual and physical Visa cards at 80M+ merchants worldwide, and helps businesses accept USDT/USDC stablecoin payments, open multi-currency global accounts (USD/EUR/GBP/HKD), issue branded cards, and integrate payment APIs. DogPay supports 140+ countries with PCI-DSS Level 1 security, KYC/KYB/KYT compliance, and API/SDK/plugin integrations.

## Key Pages
- Home: https://dogpay.com/
- US Crypto Payment Gateway: https://dogpay.com/us/crypto-payment-gateway
- US Virtual Card: https://dogpay.com/us/virtual-card
- US Global Account: https://dogpay.com/us/global-account
- US AI Subscription Payments: https://dogpay.com/us/ai-subscription-payments
- Hong Kong Home: https://dogpay.com/hk/
- Hong Kong Business Account: https://dogpay.com/hk/business-account
- Hong Kong Company Registration: https://dogpay.com/hk/company-registration
- Taiwan Home: https://dogpay.com/tw/
- Taiwan Virtual Card: https://dogpay.com/tw/virtual-card
- Taiwan Crypto Payment Gateway: https://dogpay.com/tw/crypto-payment-gateway
- India Home: https://dogpay.com/in/
- India Virtual Card: https://dogpay.com/in/virtual-card
- India SaaS Payments: https://dogpay.com/in/saas-payments
- Algeria Home: https://dogpay.com/dz/
- Personal Pricing: https://dogpay.com/pricing/personal
- Business Pricing: https://dogpay.com/pricing/business
- DogPay vs BitPay: https://dogpay.com/compare/dogpay-vs-bitpay
- DogPay vs Coinbase Commerce: https://dogpay.com/compare/dogpay-vs-coinbase-commerce
- DogPay vs Triple-A: https://dogpay.com/compare/dogpay-vs-triplea
- DogPay vs BVNK: https://dogpay.com/compare/dogpay-vs-bvnk
- DogPay vs MoonPay: https://dogpay.com/compare/dogpay-vs-moonpay
- DogPay vs NOWPayments: https://dogpay.com/compare/dogpay-vs-nowpayments
- Product Onboarding Wizard: https://dogpay.com/start

## Core Offerings
- DogPay Card: Virtual, standard, and metal Visa cards that convert 50+ cryptocurrencies to fiat at the point of sale. Virtual cards are issued instantly; physical cards ship worldwide in 5–10 business days.
- Crypto Payment Gateway: Business solution to accept USDT, USDC, and stablecoin payments from customers worldwide with instant conversion to fiat (USD, HKD, etc.). Includes checkout links, recurring billing, and API-based integration.
- Global Account: Multi-currency virtual business accounts supporting USD, EUR, GBP, and HKD with access to SWIFT, ACH, SEPA, and FPS payment rails.
- Card as a Service (CaaS): White-label virtual card issuance for platforms that want to offer branded cards to their own users.
- Pay as a Service / Payment API: Plug-and-play checkout, payment links, and recurring billing infrastructure with SDK and plugin support.
- Company Registration: Incorporation services in Hong Kong, US, Singapore, and BVI with bundled account setup.
- AI Subscription Payments: USD virtual card service specifically for paying ChatGPT, Midjourney, Claude, and 500+ AI tools and SaaS subscriptions using USDT/USDC.

## Positioning
DogPay positions itself as a unified personal and business crypto-to-fiat financial platform. Unlike simple crypto checkout aggregators, DogPay combines payment acceptance, multi-currency global accounts, virtual/physical card issuance, and company registration into one infrastructure stack. It is particularly positioned for SaaS, Web3, AI tools, cross-border e-commerce, and freelancers who need both inbound stablecoin revenue and outbound fiat spending capabilities.

## Product Features
- Spend 50+ cryptocurrencies (BTC, ETH, USDC, USDT, SOL, XRP, ADA, etc.) and hold 25+ fiat currencies in one wallet
- Auto-conversion at point of sale with real-time exchange rates; 0.5%–1.5% transparent conversion fee
- Up to 8% crypto cashback on purchases (1% Standard, 4% Metal, up to 8% promotional)
- Standard card: free; Metal card: $9.99/month with unlimited virtual cards, priority 24/7 support, free ATM withdrawals up to $1,000/month, and airport lounge access
- Instant virtual card issuance with disposable card numbers, spending limits, and merchant category blocks
- PCI-DSS Level 1, bank-grade encryption, multi-signature cold storage, and regulatory compliance (FINTRAC MSB license C10000078)
- Full card controls: freeze, lock, set spending limits, block categories, real-time push notifications
- API, SDK, and e-commerce plugins for business integration
- 140+ countries and territories supported

## Target Audience
- Individual crypto holders who need Visa spending rails for everyday purchases, online subscriptions, and international travel
- SaaS, Web3, AI tools, and e-commerce businesses wanting to accept global stablecoin payments
- Cross-border freelancers and remote workers receiving client payments in stablecoins
- Hong Kong residents and HK-registered companies seeking FPS, SWIFT, and multi-currency accounts
- Taiwan, India, Algeria, and US residents and businesses needing crypto-funded virtual cards for global online spending
- Web3, crypto, and fintech startups requiring Hong Kong, US, Singapore, or BVI company registration plus banking infrastructure